Financial Planning for Individuals, Trusts and Estates
Michael L Piels CPA LLP Personal FinancingInvestment advice
At MLP Financial Services LLC, we offer investment advice to individuals, trusts and estates. If you already have investments, we will review them for you in light of their appropriateness for your current financial situation and your aspirations. If you are considering the purchase of a particular investment, we will advise you about its potential risks and rewards, and how it will fit into your financial situation. We advocate a comprehensive investment approach, with consideration given to external factors that may affect your financial situation.

Estate and gift planning
At MLP Financial Services LLC, we offer estate and gift planning services to individuals and to trusts and estates. Our aim is to provide advice as to how to preserve and protect wealth and then to transfer it to designated beneficiaries, with minimized diminution from taxes and transfers that fail to achieve desired results.
Retirement planning
At MLP Financial Services LLC, we offer retirement planning to individuals. If you are not yet retired, our advice will be based on factors such as your present financial situation, your future earnings potential, your desired retirement age and your aspirations for your post-retirement years. If you are already retired, our advice will be based on factors such as your present financial situation, your life expectancy and your aspirations for your “golden” years.
You may be assured that our advice is not biased by commissions or other compensation from stockbrokers, insurance companies or anyone else connected with the investments. Why? Because we are “fee-only” advisors. This means that we do not receive compensation of any kind, except for the hourly fees that you pay us. This keeps us from having the conflicts of interest that can bias advice that you may receive from stockbrokers, insurance agents and so-called “fee-based” advisors who receive sales commissions, 12b-1 fees and other forms of compensation - some of which may not even be disclosed to you.
Partial List of Services:
Computer selection and use
Business sales and acquisitions
Lease-buy decisions
Business expansion
Real estate sales and acquisitions
Projections, budgets, goals
Retirement planning
Tax shelter analysis
Inventory control systems
Equipment purchases and sales
Office systems and controls
Insurance review with your agent
Pension & profit sharing plan considerations
Investment selection
Financial planning
Estate planning
Cash flow planning
Financial feasibility analysis
Business owner succession
Tax planning
Budget preparation & review
Franchise analysis
Financial controllership
Payroll considerations
Compilations of financial statements
Reviews of financial statements
Audits of financial statements